Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Accidents can happen, and when they do, passengers may suffer injuries.

This article explores the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.

Typical Injuries in Uber Accidents

An Uber accident can cause a variety of injuries, especially during collisions or accidents. Some frequent injuries include:

Whiplash: This neck injury is common in rear-end collisions, resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.

Bone Injuries: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.

Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.

Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.

Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.

Who Is Liable in an Uber Accident?

Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.

The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: If another new york uber lawsuit motorist causes the crash, they could bear the blame.

Uber’s Liability: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more than one party might share liability.

Uber’s Insurance Policy for Riders

Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

How to File a Legal Action for Uber Injuries

In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.